Without the law on your side, your lender can:
With the law on your side, your lender must listen!
With our program it is possible to:
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A forensic loan audit answers compliance violations!
Our forensic loan audits are the most comprehensive and thorough loan audits in the industry. Our in-depth forensic process helps us identify fraudulence in your loan documentation so we can use it as legal leverage to hold your bank accountable. If there are any violations or signs of fraud in your mortgage, our forensic loan audit will identify them. With the law on your side, we may be able to help you to get out of a bad mortgage and remain in your home.
All mortgages must comply with fair lending laws. Any error or omission on the part of a lender or their agents constitutes a violation. Our forensic loan auditors verify compliance with the following laws:
Why do I need a forensic loan audit?
Simply put, to create leverage! Forensic loan audits often reveal violations in your loan that can be used to start legal litigation with your lender. Having this leverage means your lender will not only have to listen, but also be held accountable for the laws that were violated. You may be shocked at how many violations we are able to find using our forensic process. In fact, it is estimated that over 90% of adjustable rate mortgages (ARMs) reveal violations in RESPA (Real Estate Settlement Procedures Act), TILA (Truth in Lending Act), predatory lending, and real estate and mortgage fraud.
What happens after the audit is completed?
Once we have completed your forensic loan audit and have identified any potential violations, we will refer you to My US Legal Services, a national legal support/paralegal firm specializing in loan fraud and predatory lending disputes. Among other things, My US Legal Services will refer you to an attorney who can help you pursue any legal action that may be necessary against your lender.