Naples Contractor Indicted with Mortgage Fraud
Scott Fawcett, age 29 and a general contractor in the East Naples area was indicted on October 20th with mortgage fraud according to federal court documents. Mr. Fawcett’s business is located at 2630 70th St. SW.
The indictment accuses Mr. Fawcett of falsifying information on an application for mortgage submitted to Bank United. The loan was for three hundred eighty eight thousand dollars. The application was submitted to the bank on July 19, 2006. The information provided by Mr. Fawcett on the application claimed that he had three hundred fifty three thousand dollars in a combined bank account with Heather Fawcett his wife. The bank account in question only had a balance of approximately thirteen dollars.
The indictment is part of The Mortgage Fraud Surge operation that was created to prosecuted mortgage and bank fraud among brokers, realtors, title agents, and homeowners who have been committing fraud against lending institutions and assisted in creating the mortgage crisis. The Mortgage Fraud Surge is created of several law enforcement agencies without the state including the Federal Bureau of Investigation. Several of the cases involved fraudulent information submitted to lending institutions.
Internal Revenue Service documents also show that Mr. Fawcett and his wife Heather have a federal tax lien pending. The lien was filed for over nineteen thousand dollars for the Fawcett’s 2006 income taxes.
Debra Landberg from Darby Court in Naples, Florida was indicted last week stemming from the same case. Ms. Landberg was the notary in connection with the Fawcett’s loan. Ms. Landberg is accused of knowingly notarizing a fraudulent document. Ms. Landberg not only notarized the loan in question but also notarized an additional loan in April of 2007 for the couple. The loan in that case was for three hundred eighty nine thousand dollars. Mr. Fawcett claimed at that time his bank balance was one hundred seventy seven thousand dollars and submitted the mortgage application to the lending institution.
The trio continued the process of fraud in August of 2007 when Mr. Fawcett applied for a one million five hundred thousand dollar loan. The balance in the noted on the mortgage application for the loan was one hundred forty thousand dollars when in fact the balance in the account was merely just over one thousand dollars.
Ms. Landberg was also indicted for lying to the Federal Bureau of investigation. Landberg claimed in her statement that she processed one bank account verification for Mr. and Mrs. Fawcett when in fact she completed three.
Collier county records reveal that Mr. Fawcett is also named in several mortgage foreclosure filings with in the county between 2007 and 2008. Ms. Fawcett currently is a defendant in seven law suits that involve money owned to individuals and services that have not been rendered by Mr. Fawcett.
Florida state incorporation records reveal that Mr. Fawcett is known to have operated over fifteen construction companies; those companies included Fawcett Homes and Fawcett Construction. Records show that most of the companies operated by Mr. Fawcett were closed last year and the only company still in operation is Fawcett and Associations Inc. Fawcett and Associations Inc. is located at 2630 70th St. SW.
